Want even more credit card numbers? Generate Credit Cards
MasterCard
- 5477 0642 0041 3465 5477 0642 0041 3465, CVC2:691, 11/29
- 5334 1370 8151 2986 5334 1370 8151 2986, CVC2:953, 11/30
- 5400 9693 3841 9865 5400 9693 3841 9865, CVC2:643, 04/28
- 5256 1197 6769 7111 5256 1197 6769 7111, CVC2:599, 09/30
- 5531 5176 7109 2922 5531 5176 7109 2922, CVC2:929, 06/28
VISA
- 4532 9217 9664 5584 4532 9217 9664 5584, CVV2:076, 07/30
- 4929 4541 3314 8667 4929 4541 3314 8667, CVV2:981, 05/30
- 4916 9675 1114 4300 4916 9675 1114 4300, CVV2:477, 07/29
- 4485 3692 4980 7756 4485 3692 4980 7756, CVV2:859, 01/28
- 4916 3467 6236 2939 4916 3467 6236 2939, CVV2:620, 08/30
Validate your Credit Card
Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.
Luhn's Proof
Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.
We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.
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1. Drop the check digit
1
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2. Account number
492971768143214
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3. Double every other digit
894914114616183418
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4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79
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The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:
- Compute the sum of the digits (79).
- Multiply by 9 (711).
- Take the last digit (1).
- The result is your check digit.
Significance of First Digit
Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.
| First Card Digit | Industry Category |
|---|---|
| 0 | ISO/TC 68 and Other Industry Assignments |
| 1 | Airlines |
| 2 | Airlines and Other Industry Assignments |
| 3 | Travel and Entertainment |
| 4 | Banking and Financial |
| 5 | Banking and Financial |
| 6 | Merchandising and Banking |
| 7 | Petroleum |
| 8 | Telecommunications and Other Industry Assignments |
| 9 | National Assignment |
Credit Card Break Down by Issuer
Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.
| Card | Digits | Security / Length | Card Prefix |
|---|---|---|---|
| American Express | 15 | CID / 4 | 34, 37 |
| Diners Club - Carte Blanche | 14 | CVV / 3 | 300, 301, 302, 303, 304, 305 |
| Diners Club - International | 14 | CVV / 3 | 36, 38 |
| Diners Club - USA & Canada | 16 | CVV / 3 | 54 |
| Discover | 16 | CID / 3 | 6011, 644, 645, 646, 647, 647, 649, 65 |
| enRoute | 15 | CVV / 3 | 2014, 2149 |
| InstaPayment | 16 | CVV / 3 | 637, 638, 639 |
| JCB Co Inc (15 digit) | 15 | CVV / 3 | 1800, 2100 |
| JCB Co Inc (16 digit) | 16 | CVV / 3 | 3088, 3096, 3112, 3158, 3337, 3528 |
| Laser (16 digit) | 16 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (17 digit) | 17 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (18 digit) | 18 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (19 digit) | 19 | CVV / 3 | 6304, 6706, 6709, 6771 |
| MasterCard | 16 | CVC2 / 3 | 51, 52, 53, 54, 55 |
| Visa (13 digit) | 13 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa (16 digit) | 16 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa Electron | 16 | CVV / 3 | 4026, 417500, 4508, 4844, 4913, 4917 |
| Voyager | 15 | CVV / 3 | 8699 |
