Want even more credit card numbers? Generate Credit Cards
MasterCard
- 5500 3134 7274 4862 5500 3134 7274 4862, CVC2:459, 01/27
- 5508 9755 2121 5052 5508 9755 2121 5052, CVC2:262, 05/28
- 5567 2425 7968 0481 5567 2425 7968 0481, CVC2:279, 04/27
- 5328 0781 4888 6377 5328 0781 4888 6377, CVC2:545, 02/27
- 5391 0667 9453 2553 5391 0667 9453 2553, CVC2:111, 12/28
VISA
- 4485 5956 9568 5292 4485 5956 9568 5292, CVV2:563, 10/28
- 4929 7879 4896 7700 4929 7879 4896 7700, CVV2:596, 12/29
- 4916 0268 7006 4284 4916 0268 7006 4284, CVV2:315, 03/28
- 4539 9376 5467 0889 4539 9376 5467 0889, CVV2:355, 10/27
- 4024 0071 6790 1296 4024 0071 6790 1296, CVV2:065, 03/30
Validate your Credit Card
Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.
Luhn's Proof
Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.
We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.
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1. Drop the check digit
1
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2. Account number
492971768143214
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3. Double every other digit
894914114616183418
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4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79
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The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:
- Compute the sum of the digits (79).
- Multiply by 9 (711).
- Take the last digit (1).
- The result is your check digit.
Significance of First Digit
Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.
| First Card Digit | Industry Category |
|---|---|
| 0 | ISO/TC 68 and Other Industry Assignments |
| 1 | Airlines |
| 2 | Airlines and Other Industry Assignments |
| 3 | Travel and Entertainment |
| 4 | Banking and Financial |
| 5 | Banking and Financial |
| 6 | Merchandising and Banking |
| 7 | Petroleum |
| 8 | Telecommunications and Other Industry Assignments |
| 9 | National Assignment |
Credit Card Break Down by Issuer
Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.
| Card | Digits | Security / Length | Card Prefix |
|---|---|---|---|
| American Express | 15 | CID / 4 | 34, 37 |
| Diners Club - Carte Blanche | 14 | CVV / 3 | 300, 301, 302, 303, 304, 305 |
| Diners Club - International | 14 | CVV / 3 | 36, 38 |
| Diners Club - USA & Canada | 16 | CVV / 3 | 54 |
| Discover | 16 | CID / 3 | 6011, 644, 645, 646, 647, 647, 649, 65 |
| enRoute | 15 | CVV / 3 | 2014, 2149 |
| InstaPayment | 16 | CVV / 3 | 637, 638, 639 |
| JCB Co Inc (15 digit) | 15 | CVV / 3 | 1800, 2100 |
| JCB Co Inc (16 digit) | 16 | CVV / 3 | 3088, 3096, 3112, 3158, 3337, 3528 |
| Laser (16 digit) | 16 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (17 digit) | 17 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (18 digit) | 18 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (19 digit) | 19 | CVV / 3 | 6304, 6706, 6709, 6771 |
| MasterCard | 16 | CVC2 / 3 | 51, 52, 53, 54, 55 |
| Visa (13 digit) | 13 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa (16 digit) | 16 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa Electron | 16 | CVV / 3 | 4026, 417500, 4508, 4844, 4913, 4917 |
| Voyager | 15 | CVV / 3 | 8699 |
