Want even more credit card numbers? Generate Credit Cards

MasterCard

  • 5594 0217 6917 5321
  • 5133 7118 4758 3433
  • 5450 2293 0472 4692
  • 5104 0526 3507 0456
  • 5535 0307 5445 9386

VISA

  • 4485 3021 1912 9431
  • 4024 0071 5146 4772
  • 4532 9341 6459 1611
  • 4929 9236 5527 8193
  • 4916 8350 6073 1027

AMEX

  • 3495 0606 9840 771
  • 3706 5984 7207 904
  • 3431 5585 0911 510
  • 3492 7747 3062 432
  • 3451 4567 7136 639

Discover

  • 6493 0810 3653 2274
  • 6011 5119 9241 4466
  • 6552 9856 6964 1277
  • 6011 4550 8370 3454
  • 6472 7849 5134 8551
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Validate your Credit Card

Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.

Enter the number of cards you want to create.

Luhn's Proof

Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.

We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.

1. Drop the check digit
1
2. Account number
492971768143214
3. Double every other digit
894914114616183418
4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79

The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:

  1. Compute the sum of the digits (79).
  2. Multiply by 9 (711).
  3. Take the last digit (1).
  4. The result is your check digit.

Significance of First Digit

Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.

First Card Digit Industry Category
0ISO/TC 68 and Other Industry Assignments
1Airlines
2Airlines and Other Industry Assignments
3Travel and Entertainment
4Banking and Financial
5Banking and Financial
6Merchandising and Banking
7Petroleum
8Telecommunications and Other Industry Assignments
9National Assignment

Credit Card Break Down by Issuer

Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.

Card Digits Security / Length Card Prefix
American Express 15 CID / 4 34, 37
Diners Club - Carte Blanche 14 CVV / 3 300, 301, 302, 303, 304, 305
Diners Club - International 14 CVV / 3 36, 38
Diners Club - USA & Canada 16 CVV / 3 54
Discover 16 CID / 3 6011, 644, 645, 646, 647, 647, 649, 65
enRoute 15 CVV / 3 2014, 2149
InstaPayment 16 CVV / 3 637, 638, 639
JCB Co Inc (15 digit) 15 CVV / 3 1800, 2100
JCB Co Inc (16 digit) 16 CVV / 3 3088, 3096, 3112, 3158, 3337, 3528
Laser (16 digit) 16 CVV / 3 6304, 6706, 6709, 6771
Laser (17 digit) 17 CVV / 3 6304, 6706, 6709, 6771
Laser (18 digit) 18 CVV / 3 6304, 6706, 6709, 6771
Laser (19 digit) 19 CVV / 3 6304, 6706, 6709, 6771
MasterCard 16 CVC2 / 3 51, 52, 53, 54, 55
Visa (13 digit) 13 CVV2 / 3 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929
Visa (16 digit) 16 CVV2 / 3 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929
Visa Electron 16 CVV / 3 4026, 417500, 4508, 4844, 4913, 4917
Voyager 15 CVV / 3 8699