Want even more credit card numbers? Generate Credit Cards

MasterCard

  • 5323 3543 3154 5921
  • 5302 9697 9400 3228
  • 5100 7313 7730 6244
  • 5296 0801 9431 4872
  • 5110 8971 9433 9607

VISA

  • 4556 5674 2006 6761
  • 4916 4203 7988 5788
  • 4916 3240 5350 5359
  • 4386 2697 2648 4816
  • 4204 0355 6494 0106

AMEX

  • 3792 6311 2201 832
  • 3751 2817 8534 174
  • 3457 5685 8589 618
  • 3772 0076 2043 835
  • 3717 0816 6724 210

Discover

  • 6493 2856 6244 1961
  • 6529 2805 4798 5413
  • 6011 3199 2751 6151
  • 6478 3147 2290 8899
  • 6496 5271 2890 9330

Validate your Credit Card

Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.

Enter the number of cards you want to create.

Luhn's Proof

Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.

We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.

1. Drop the check digit
1
2. Account number
492971768143214
3. Double every other digit
894914114616183418
4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79

The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:

  1. Compute the sum of the digits (79).
  2. Multiply by 9 (711).
  3. Take the last digit (1).
  4. The result is your check digit.

Significance of First Digit

Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.

First Card Digit Industry Category
0ISO/TC 68 and Other Industry Assignments
1Airlines
2Airlines and Other Industry Assignments
3Travel and Entertainment
4Banking and Financial
5Banking and Financial
6Merchandising and Banking
7Petroleum
8Telecommunications and Other Industry Assignments
9National Assignment

Credit Card Break Down by Issuer

Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.

Card Digits Security / Length Card Prefix
American Express 15 CID / 4 34, 37
Diners Club - Carte Blanche 14 CVV / 3 300, 301, 302, 303, 304, 305
Diners Club - International 14 CVV / 3 36, 38
Diners Club - USA & Canada 16 CVV / 3 54
Discover 16 CID / 3 6011, 644, 645, 646, 647, 647, 649, 65
enRoute 15 CVV / 3 2014, 2149
InstaPayment 16 CVV / 3 637, 638, 639
JCB Co Inc (15 digit) 15 CVV / 3 1800, 2100
JCB Co Inc (16 digit) 16 CVV / 3 3088, 3096, 3112, 3158, 3337, 3528
Laser (16 digit) 16 CVV / 3 6304, 6706, 6709, 6771
Laser (17 digit) 17 CVV / 3 6304, 6706, 6709, 6771
Laser (18 digit) 18 CVV / 3 6304, 6706, 6709, 6771
Laser (19 digit) 19 CVV / 3 6304, 6706, 6709, 6771
MasterCard 16 CVC2 / 3 51, 52, 53, 54, 55
Visa (13 digit) 13 CVV2 / 3 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929
Visa (16 digit) 16 CVV2 / 3 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929
Visa Electron 16 CVV / 3 4026, 417500, 4508, 4844, 4913, 4917
Voyager 15 CVV / 3 8699
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