Want even more credit card numbers? Generate Credit Cards
MasterCard
- 5564 9569 7621 7893 5564 9569 7621 7893, CVC2:597, 12/27
- 5103 8680 2425 5908 5103 8680 2425 5908, CVC2:936, 10/29
- 5414 1017 2008 9445 5414 1017 2008 9445, CVC2:111, 11/27
- 5398 3214 4742 8748 5398 3214 4742 8748, CVC2:732, 03/30
- 5599 6115 9214 4950 5599 6115 9214 4950, CVC2:005, 06/27
VISA
- 4468 7232 2594 6858 4468 7232 2594 6858, CVV2:680, 02/27
- 4024 0071 6406 5814 4024 0071 6406 5814, CVV2:301, 09/29
- 4716 2785 3312 8103 4716 2785 3312 8103, CVV2:818, 02/29
- 4350 1155 3358 5133 4350 1155 3358 5133, CVV2:913, 01/29
- 4916 6596 7376 7388 4916 6596 7376 7388, CVV2:820, 03/27
Validate your Credit Card
Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.
Luhn's Proof
Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.
We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.
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1. Drop the check digit
1
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2. Account number
492971768143214
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3. Double every other digit
894914114616183418
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4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79
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The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:
- Compute the sum of the digits (79).
- Multiply by 9 (711).
- Take the last digit (1).
- The result is your check digit.
Significance of First Digit
Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.
| First Card Digit | Industry Category |
|---|---|
| 0 | ISO/TC 68 and Other Industry Assignments |
| 1 | Airlines |
| 2 | Airlines and Other Industry Assignments |
| 3 | Travel and Entertainment |
| 4 | Banking and Financial |
| 5 | Banking and Financial |
| 6 | Merchandising and Banking |
| 7 | Petroleum |
| 8 | Telecommunications and Other Industry Assignments |
| 9 | National Assignment |
Credit Card Break Down by Issuer
Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.
| Card | Digits | Security / Length | Card Prefix |
|---|---|---|---|
| American Express | 15 | CID / 4 | 34, 37 |
| Diners Club - Carte Blanche | 14 | CVV / 3 | 300, 301, 302, 303, 304, 305 |
| Diners Club - International | 14 | CVV / 3 | 36, 38 |
| Diners Club - USA & Canada | 16 | CVV / 3 | 54 |
| Discover | 16 | CID / 3 | 6011, 644, 645, 646, 647, 647, 649, 65 |
| enRoute | 15 | CVV / 3 | 2014, 2149 |
| InstaPayment | 16 | CVV / 3 | 637, 638, 639 |
| JCB Co Inc (15 digit) | 15 | CVV / 3 | 1800, 2100 |
| JCB Co Inc (16 digit) | 16 | CVV / 3 | 3088, 3096, 3112, 3158, 3337, 3528 |
| Laser (16 digit) | 16 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (17 digit) | 17 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (18 digit) | 18 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (19 digit) | 19 | CVV / 3 | 6304, 6706, 6709, 6771 |
| MasterCard | 16 | CVC2 / 3 | 51, 52, 53, 54, 55 |
| Visa (13 digit) | 13 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa (16 digit) | 16 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa Electron | 16 | CVV / 3 | 4026, 417500, 4508, 4844, 4913, 4917 |
| Voyager | 15 | CVV / 3 | 8699 |
