Want even more credit card numbers? Generate Credit Cards
MasterCard
- 5581 5513 6545 3222 5581 5513 6545 3222, CVC2:159, 09/28
- 5426 2340 5294 8460 5426 2340 5294 8460, CVC2:586, 02/29
- 5545 4103 5538 3094 5545 4103 5538 3094, CVC2:893, 11/28
- 5194 6106 7400 9700 5194 6106 7400 9700, CVC2:877, 04/31
- 5546 9190 6527 6256 5546 9190 6527 6256, CVC2:133, 04/29
VISA
- 4929 7724 7362 7101 4929 7724 7362 7101, CVV2:939, 09/28
- 4752 7155 7213 1808 4752 7155 7213 1808, CVV2:366, 08/28
- 4916 4878 3180 7437 4916 4878 3180 7437, CVV2:778, 08/29
- 4916 5091 6140 2396 4916 5091 6140 2396, CVV2:031, 06/31
- 4816 2543 9986 0336 4816 2543 9986 0336, CVV2:277, 03/28
Validate your Credit Card
Learn in few easy steps how the Luhn’s formula is applied and used to verify the last digit of the card (commonly known as the check digit) with the following credit card validator tool.
Luhn's Proof
Let us illustrate how we validate a credit card using Luhn’s formula with an interactive example.
We have noticed that you have not tried to validate any credit card number yet. We’ll demonstrate the entire process using a test number, 4929717681432141 and applying the Luhn’s formula.
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1. Drop the check digit
1
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2. Account number
492971768143214
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3. Double every other digit
894914114616183418
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4. Add up the digits
8 + 9 + 4 + 9 + 5 + 1 + 5 + 6 + 7 + 1 + 8 + 3 + 4 + 1 + 8 = 79
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The check digit is obtained by computing the sum of digits then computing 9 times that value modulo 10 (so that's: (79 * 9 mod 10)). In summary:
- Compute the sum of the digits (79).
- Multiply by 9 (711).
- Take the last digit (1).
- The result is your check digit.
Significance of First Digit
Many people do not know this as a fact that the left most digit of the card is very important. In the table below, we have outlined the meaning of this number in principal.
| First Card Digit | Industry Category |
|---|---|
| 0 | ISO/TC 68 and Other Industry Assignments |
| 1 | Airlines |
| 2 | Airlines and Other Industry Assignments |
| 3 | Travel and Entertainment |
| 4 | Banking and Financial |
| 5 | Banking and Financial |
| 6 | Merchandising and Banking |
| 7 | Petroleum |
| 8 | Telecommunications and Other Industry Assignments |
| 9 | National Assignment |
Credit Card Break Down by Issuer
Credit card companies generate their list of card numbers as per a pre- allotted set of pre-fixes. These pre- fixes are much like area codes of a phone number where the first 3 digits of a phone number tell you the area code of that state or province. Similar concept is used in credit card pre-fix numbers.
| Card | Digits | Security / Length | Card Prefix |
|---|---|---|---|
| American Express | 15 | CID / 4 | 34, 37 |
| Diners Club - Carte Blanche | 14 | CVV / 3 | 300, 301, 302, 303, 304, 305 |
| Diners Club - International | 14 | CVV / 3 | 36, 38 |
| Diners Club - USA & Canada | 16 | CVV / 3 | 54 |
| Discover | 16 | CID / 3 | 6011, 644, 645, 646, 647, 647, 649, 65 |
| enRoute | 15 | CVV / 3 | 2014, 2149 |
| InstaPayment | 16 | CVV / 3 | 637, 638, 639 |
| JCB Co Inc (15 digit) | 15 | CVV / 3 | 1800, 2100 |
| JCB Co Inc (16 digit) | 16 | CVV / 3 | 3088, 3096, 3112, 3158, 3337, 3528 |
| Laser (16 digit) | 16 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (17 digit) | 17 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (18 digit) | 18 | CVV / 3 | 6304, 6706, 6709, 6771 |
| Laser (19 digit) | 19 | CVV / 3 | 6304, 6706, 6709, 6771 |
| MasterCard | 16 | CVC2 / 3 | 51, 52, 53, 54, 55 |
| Visa (13 digit) | 13 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa (16 digit) | 16 | CVV2 / 3 | 4, 40240071, 4485, 4532, 4539, 4556, 4716, 4916, 4929 |
| Visa Electron | 16 | CVV / 3 | 4026, 417500, 4508, 4844, 4913, 4917 |
| Voyager | 15 | CVV / 3 | 8699 |
