Want even more credit card numbers? Generate Credit Cards

MasterCard

  • 5217 3464 2796 2654
  • 5462 2985 8499 5583
  • 5512 7497 0146 0703
  • 5232 2261 1179 0457
  • 5306 8183 8909 2425

VISA

  • 4485 9107 2213 8944
  • 4556 6220 1138 1481
  • 4716 5819 3232 0100
  • 4532 3662 3921 0317
  • 4539 5726 8092 8579

AMEX

  • 3784 6186 3977 003
  • 3714 4516 0887 798
  • 3798 2691 0528 257
  • 3702 9080 5357 968
  • 3783 3802 6295 301

Discover

  • 6441 2012 5661 4825
  • 6470 0153 0271 2746
  • 6449 1783 8577 5960
  • 6490 0784 2898 1807
  • 6470 3190 8989 2741

Credit Card Perks and Woes

Credit Cards are little plastic bars that help us purchase goods and services without paying money right away. Unlike cash transactions, it helps to keep a track of expenses. You get reward points on shopping that leads to discounts and offers. As long as you are paying your monthly interest, the advantages of owning a credit card are unlimited. However, at the same time, a missed payment or many missed payments can lead to serious trouble.

Consider credit card as your frenemy that helps you fulfill your dreams but would also not mind bringing you down. Let’s take a quick look at certain worth knowing perks and woes of credit cards:

Perks:


Short-term Loan: Credit card acts like a short term loan that you can pay interest for each month and live a comfortable life.

Offers, rewards, rebates and money back: This is where your negotiation skills can help you. Most credit cards give reward points on shopping from particular places which in turn lead to discounts and offers. However, there are other advantages like a 60 day or a 90 day return policy or a gas rebate. Do your homework before settling in for a card and get yourself the best deal available.

Insurance Coverage: Your credit card can provide car rental insurance as well as collision insurance and also trip cancellation coverage. So, if you are booking your travel tickets via credit card and you cancel your trip a few days before due date, your credit card cancels the cancellation charges.

Additional Cards and Warranty: You can get additional cards if you are an existing customer of the credit card company and you can also purchase an extended warranty on your card for free. All you need to do is check with your card issuer.

The perks of using a credit card are many and if you are paying your monthly interest religiously, there is no reason for not spending leisurely. Now, let’s have a look at how credit card can be your enemy.

Woes:


High APR: If your credit card interest rate is too high, it is most probably eating into the discounts or rewards you get through it. The best bet is to check the credit card APR and get rid of the cards that don’t work in your favor.

Missed Payments: If you miss to pay interest for a month or more, it’s going to add up and the late fees will weigh much heavier on your wallet. Be committed and pay your interest each month to save yourself a lot of trouble.

Illegal Credit Card Practices: False promises, non- existent add-ons and features that tempt you to buy a credit card from a store can lead to more debt. Check for the authenticity of the terms offered by your card issuer.

If you are careful while getting a credit card and also while using it, you should be able to use your card to the optimum benefits. You get travel points, you can use it in different countries and you can always download a credit card transaction history to make a personal report about your expenses.

Credit Cards help you save money and you can figure out the money pits in your budget.

Fake-ID.com | Keep Calm & Buy Fake ID Cards
Fake-ID.com | Keep Calm & Buy Fake ID Cards