Want even more credit card numbers? Generate Credit Cards

MasterCard

  • 5204 2339 0445 6126
  • 5375 2490 9412 7544
  • 5598 8943 8888 1289
  • 5139 9405 0433 3451
  • 5373 6746 3447 3789

VISA

  • 4716 4492 9505 9303
  • 4532 9044 4129 1038
  • 4556 4095 2852 5010
  • 4532 3217 7814 4682
  • 4539 9285 0983 5934

AMEX

  • 3747 6028 6453 763
  • 3462 4575 2865 869
  • 3455 7325 3105 662
  • 3773 5434 7576 064
  • 3792 8542 2521 161

Discover

  • 6451 7744 7229 7341
  • 6011 8361 0363 6990
  • 6453 2471 3204 4617
  • 6465 5231 0933 0122
  • 6440 8847 5256 1748

Top 10 Tips to avoid heavy debts in credit cards


If you are reading this article, you are already in debt or are close to it. One way to avoid heavy debts is to cut off your card, but then you’ll lose the privileges that come along with it. The best way is to use the card as needed and pay the interest every month. Here are a few pointers that can help you benefit from your credit card for a long time:

1. Budget your Expenses: Prepare a monthly budget as per your income. Spend only on those things for which you can pay by cash also. Giving in to temptation is easier but it’s wiser to only spend on things you can afford.

2. Pay Interest every Month: There cannot be enough emphasis on this point. Never miss a monthly interest payment and try to cover the balance also every month or at least once in 2 months

3. Limited number of Cards: Keep a tight hold on the number of credit cards in your wallet. The more cards you have, the more probability of debts. If few cards have lesser interest rate and more facilities, try to close the others.

4. Do not Share Credit Cards: As much as you trust your friends n family, it is extremely unwise to share credit card. Not everyone will use it as budget plan. You will end up paying more interest on used credit.

5. Know your Rewards and Terms: If you are not aware of the terms and conditions of using rebate or reward points, you might end up paying more rather than less. Stay alert and don’t be fooled by numbers.

6. Choose Lower Interest Rate Cards: Different card issuers have different interest rates. Research well and get yourself a card that has lower interest rate and yet offers rewards and offers.

7. Transfer Balance: You must transfer balance from one credit card to another only if there is a noticeable lower interest rate. Don’t use balance transfer as an excuse to payment. You’ll end up increasing your debt in one card and worsen the situation.

8. Funds for Rainy Days: We all want the biggest plasma screens and latest gadgets, but not all electronics and accessories are affordable. Ensure that you always have emergency funds for days when you could not resist your temptations.

9. Use Cash when high on debts: If you have not paid your balance for more than 3 months, it’s best to start using cash instead of bulking up the debts. Using cash will give you a reality check and also the opportunity to save for paying off the debts.

10. Set a Credit Limit: When you get a new credit card, set a credit limit on the card with your card issuer. This will keep you informed when you have reached the limit and you won’t find yourself buried under unpayable debts.

If you are already in knee deep debts, try to make a payment plan with your credit card issuer. This will help you lead a normal life and will also make a better reputation with your creditors.

Fake-ID.com | Keep Calm & Buy Fake ID Cards
Fake-ID.com | Keep Calm & Buy Fake ID Cards