Want even more credit card numbers? Generate Credit Cards

MasterCard

  • 5159 5609 4249 7745 5159 5609 4249 7745, CVC2:157, 06/30
  • 5551 9605 3712 3611 5551 9605 3712 3611, CVC2:831, 07/30
  • 5432 1780 1381 8381 5432 1780 1381 8381, CVC2:087, 03/30
  • 5156 4874 5518 2816 5156 4874 5518 2816, CVC2:157, 02/28
  • 5332 9125 7169 1322 5332 9125 7169 1322, CVC2:901, 06/29

VISA

  • 4485 1632 3141 4253 4485 1632 3141 4253, CVV2:321, 08/30
  • 4556 8626 3770 6899 4556 8626 3770 6899, CVV2:460, 01/27
  • 4024 0071 1216 1855 4024 0071 1216 1855, CVV2:918, 10/29
  • 4539 1438 6008 3302 4539 1438 6008 3302, CVV2:240, 01/27
  • 4485 9726 9102 1428 4485 9726 9102 1428, CVV2:878, 04/29

AMEX

  • 3772 6085 9755 626 3772 6085 9755 626, CID:3326, 02/27
  • 3722 8675 3846 364 3722 8675 3846 364, CID:2241, 02/27
  • 3430 4383 6452 272 3430 4383 6452 272, CID:6500, 07/30
  • 3782 4986 5701 376 3782 4986 5701 376, CID:4013, 07/27
  • 3781 9697 8266 880 3781 9697 8266 880, CID:4944, 07/28

Discover

  • 6471 9207 4084 6429 6471 9207 4084 6429, CID:648, 06/29
  • 6460 9637 2167 7226 6460 9637 2167 7226, CID:018, 10/28
  • 6574 0852 9386 9891 6574 0852 9386 9891, CID:138, 09/27
  • 6494 0799 6168 0216 6494 0799 6168 0216, CID:111, 09/28
  • 6496 2756 2874 6279 6496 2756 2874 6279, CID:094, 09/30

6 Great Tips to make the most of rewards and offers on Credit Cards


If you are looking to treat yourself with free shopping from your credit cards reward points, remember, there are ‘no free lunches’. With credit card companies offering endless reward points, offers, no subscription fees and other incentives on their card, there is too much temptation to ignore. However, you must remember that signing for such bonuses can end up in more financial trouble. To come out as a winner in race of getting more for less, here are a few useful tips:

1. Do Not Ignore the Interest Rate: Most credit card companies offering great rebates and discounts have higher interest rate. If you opt for a card that has a high interest rate, you’ll end up paying more every month than saving from the reward points. Choose a card that provides lower interest rate along with other perks.

2. Choose a Card you need: Different card companies have different kind of rewards and incentives. For example, there is no use of choosing a card that offers cash back on airfare if you don’t fly much. Instead a card that offers rebate on groceries or gasoline is more useful to you if you spend most of your monthly budget on it. So, analyze your requirements before choosing a card.

3. Don’t Try to Outsmart the System: If you are planning to get a few credit cards with signed bonuses and cash backs only to dump the card after getting the benefits, think again. These card companies are much smarter and have many ways to protect themselves. For example, cancelling card might leave you with a tainted credit score. You can also forfeit any other rebates and cash back offers.

4. Avoid Impulsive Decisions: Buying a credit card over the phone by listening to a telemarketer is a huge mistake. Take some time and do your research before you sign up. There are online tools available for free that let you compare various cards and their offers in alignment to your general requirement. Buy a card if it adds value to your financial budget.

5. Keep Track of those Reward Points: You earn reward points on purchase of groceries, gasoline, calling cards, travel, restaurants and many more services. However, most of these reward points come with an expiry date and some cards also offer reward points that can only be used for pre- defined goods and services. Keep track of the points you earn and also keep updated information where you can use those points for maximum advantage.

6. Stay in Touch with your card company: If you signed for your card with 2% rebate on groceries and 1% on gasoline, check again in a couple of months. Credit card companies keep the right to change the terms of rewards and rebates with themselves without informing their customers. It’s your responsibility to keep a check on changing terms to reap most benefits.

Enroll for cards that are beneficial to you from all perspectives. Check for annual fee, interest rates, late fees and other penalties before buying a card. By being watchful and spending wisely, you can actually make a credit cards rewards program work for you.

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